Pricing
One number. No surprises.
The whole product is free. PLUS only unlocks unlimited AI chat.
Free
$0
Forever. No card required.
PLUS
$4.99
AUD / month — or $39.99 / year (~33% saved).
7-day free trial on first purchase.
| Feature | Free | PLUS |
|---|---|---|
| Manual entry | Unlimited | Unlimited |
| Accounts, transactions, budgets, net worth | ✓ | ✓ |
| Goals and investments | ✓ | ✓ |
| Split Bill | ✓ | ✓ |
| Debt coaching | ✓ | ✓ |
| AI chat assistant | 15 turns / month | Unlimited |
Subscriptions are billed by Apple's App Store or Google Play and managed in your store account. Refunds follow each store's policy.
Frequently asked
Can I cancel anytime?
Yes. Cancel in the App Store or Google Play subscription settings — you keep PLUS until the end of the current billing period.
What happens when the trial ends?
If you don't cancel during the 7-day trial, your first paid period starts automatically. We don't send dark-pattern reminders, but the trial state is visible on the Settings screen at all times.
Will family sharing work?
Yes — Apple Family Sharing and Google Play family library are both supported.
How do I restore a purchase on a new device?
Sign in with the same Apple ID or Google account that bought the subscription. Stello restores your tier from the store automatically; you can also tap Restore Purchases in Settings.
What happens to my data if I cancel?
Everything stays. PLUS only unlocks unlimited AI chat — your accounts, transactions, budgets, goals, and investments are yours forever, on Free or PLUS.
When do my 15 free chat turns reset?
On the first of each month, in your local time zone.
What counts as a chat turn?
One message you send to the assistant. Failed requests don't count.
Is the price the same in every region?
We price in AUD. Apple and Google convert to your local currency at checkout using their current exchange tier — your store will show the final amount before purchase.